Collier County property record for 416 Oak Ave, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 1,570 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Jul 2009) |
| Tax Bill | $17,828 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 233800 I 63A32 |
| Primary APN | 233800 I 63A32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Waterfront |
| Pool Area | 360 sqft |
| Deck Area | 442 sqft |
| Boat Access | Boat Access |
| Street Address | 416 OAK AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 6 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 32 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #2 |
| Legal Tract | 233800 |
| Legal Block | I |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
416 Oak Ave is owned by an individual who bought it in July 2009.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 N RIVER RD, MCHENRY, IL 60051-5856 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2009 · Amount on File |
| Deed Sale | Jul 9, 2009 · Amount on File |
| Deed Document Number | 20094317301 |
| Deed Book / Page | 4470 / 1473 |
| Prior Transfer Date | Sep 6, 2005 |
| Prior Transfer Doc | 0003697083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 416 OAK AVE, NAPLES, FL 34108-2325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVISORS TITLE NETWORK LLC |
| Name | Verified Name |
|---|
| Document Number | 0056611172 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 5661/1172 |
| Instrument | 5750774 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.6% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
The 2025 property tax bill for 416 Oak Ave was $17,828.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710,165 (+15.86%) | $2,617,547 (+28.24%) Land $2,241,750 Building $375,797 | |
| 2025 | $17,828.00 | $1,476,006 | $2,041,053 Land $1,830,000 Building $211,053 |
| 2023 | $20,213.00 (+19.8%) | $1,213,557 (+1.97%) | $2,863,350 (+49.52%) Land $2,772,450 Building $90,900 |
| 2022 | $16,872.00 | $1,190,135 | $1,914,972 Land $1,729,350 Building $185,622 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured incl. 281 condo units |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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