403 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 403 Oak Ave, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details2,395 sqft · built 2006
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$1,209,500 (Apr 2019)
Tax Bill$20,563 (2025)
Deeds & MortgagesApr 2019 Transfer
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN233800 I 273A32

Property Details

APN / Parcel Number

Primary APN233800 I 273A32
Alternative APN
  • 27581760004

Interior

Stories2 Stories
Building Area2,395 sqft Living Area
Gross Area4,254 sqft
1st Floor Area2,395 sqft

Exterior

Year BuiltBuilt 2006
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide

Exterior Amenities

Pool Area240 sqft
Deck Area100 sqft
Boat AccessBoat Access
Boat House252 sqft

Location & Zoning

Account Number233800 I 273A32
Street Address403 OAK AVE
CityNAPLES
StateFL
Zip34108-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionCONNER'S VANDERBILT BCH EST UNIT 2 BLK I LOT 27
Legal Range25
Legal Township48
Legal Section32
Legal SubdivisionCONNERS VANDERBILT BCH EST #2
Legal Tract233800
Legal BlockI
Legal Lot Number27
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3000
Census Tract10209

Owner

Source: Collier County records · APN 233800 I 273A32

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13040 W 167TH ST, HOMER GLEN, IL 60491-8270
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2019Affidavit of Death, Transfer
NOT AVAILABLE
Apr 09, 2019Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA
Feb 19, 2016Deed of Trust, Mortgage
BANK OF BIRMINGHAM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2019 · Amount on Record
Deed SaleApr 09, 2019 · Amount on Record
Prior SaleApr 09, 2019
Deed Document Number5695313
Deed Book / Page5616 / 0580
Record UpdatedJun 08, 2026

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCOLLIER FL
Recording DateApr 09, 2019
Property Address403 OAK AVE, NAPLES, FL 34108-2324
Document Number0056160577
Book / Page005616 / 000577
Instrument DateApr 03, 2019
Instrument5695311
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OAK AVE NAPLES FL 341082324, NAPLES, FL 34108-2324

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 09, 2019
Property Address403 OAK AVE, NAPLES, FL 34108-2324
Document Number0056160580
Book / Page5616 / 0580
Map ReferenceMB 3 PG 17
Instrument DateApr 03, 2019
Instrument5695313
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,466.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1242 WOODCREST CIR, 1242, BLOOMFIELD HILLS, MI 48304-1573

Transferred To (Grantee/Buyer)

NameVerified Name
Address13040 W 167TH ST, HOMER GLEN, IL 60491-8270

Mortgage

Document Number0005695314
DateApr 09, 2019
Instrument5695314
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

February 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address403 OAK AVE, NAPLES, FL 34108-2324
Document Number0055040047
Instrument DateFeb 19, 2016
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address403 OAK AVE NAPLES FL 341082324, NAPLES, FL 34108-2324

Mortgage

Document Number0055040047
DateMay 01, 2018
Book Page005504/000047
Instrument5548919
Lender
NameBANK OF BIRMINGHAM
TypeBank
Address33583 WOODWARD AVE, BIRMINGHAM, MI 48009-0909
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$20,563.00 (-11.1%)$1,873,612 (+21%)$2,120,804 (-30.46%) Land $1,170,000 Building $950,804
2023$23,130.00 (+24.49%)$1,548,440 (+1%)$3,049,568 (+55.13%) Land $2,367,000 Building $682,568
2022$18,580.00$1,407,673$1,965,762 Land $1,266,300 Building $699,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies499 units insured
incl. 281 condo units
Nearby Flood Claims411 (1982–2024)
Claims Outside the SFHA3 of 411
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 68 claims
  • Hurricane Ian, Oct 2022 · 128 claims
  • Hurricane Ian, Oct 2022 · 122 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 638 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak Ave

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