400 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 400 Oak Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,191 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$3,300,000 (Mar 2024)
Tax Bill	$22,018 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`233800 I 73A32`

Property Details

APN / Parcel Number

Primary APN	`233800 I 73A32`
Alternative APNs	`27581000007052600I73` `27581000007`

Interior

Stories	1 Story
Building Area	2,191 sqft Living Area
1st Floor Area	2,191 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Waterfront
Pool Area	288 sqft
Deck Area	312 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	400 OAK AVE
City	NAPLES
State	FL
Zip	34108-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 7
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	I
Legal Lot Number	7
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

400 Oak Ave is owned by a company that bought it in March 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	400 OAK AVE, NAPLES, FL 34108-2325
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	20246515417
Deed Book / Page	6335 / 2621
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0055963221
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 5, 2024
Property Address	400 OAK AVE, NAPLES, FL 34108-2325
Document Number	0063352621
Book / Page	6335 / 2621
Map Reference	MB 3 PG 17
Instrument Date	Mar 1, 2024
Instrument	6515417
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$23,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10691 GULF SHORE DR APT 1001, 1001, NAPLES, FL 34108-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 OAK AVE, NAPLES, FL 34108-2325

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 9, 2022
Property Address	400 OAK AVE, NAPLES, FL 34108-2325
Document Number	0061380524
Book / Page	6138 / 524
Map Reference	MB 3 PG 17
Instrument Date	May 31, 2022
Instrument	6265225
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 OAK AVE, 400, NAPLES, FL 34108-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 TIMBERLINE DR, NAPLES, FL 34109-7126

Mortgage

Document Number	0006138526
Date	Jun 9, 2022
Instrument	6138/526

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 7, 2019
Property Address	400 OAK AVE, NAPLES, FL 34108-2325
Document Number	0055963221
Book / Page	005596 / 003221
Instrument Date	Feb 5, 2019
Instrument	5669542
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 OAK AVE NAPLES FL 341082325, NAPLES, FL 34108-2325

Tax Assessment & Valuation

The 2025 property tax bill for 400 Oak Ave was $22,018, down 0.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,402,240 (-5.15%)	$2,670,940 (+5.46%) Land $2,260,125 Building $410,815
2025	$22,018.00 (-0.29%)	$2,532,607 Land $2,260,125 Building $272,482	$2,532,607 Land $2,260,125 Building $272,482
2024	$22,083.00 (-27.98%)
2023	$30,663.00 (+36.03%)	$2,864,968 (+44.68%) Land $2,795,175 Building $69,793	$2,864,968 (+44.68%) Land $2,795,175 Building $69,793
2022	$22,542.00	$1,980,199 Land $1,743,525 Building $236,674	$1,980,199 Land $1,743,525 Building $236,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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