451 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 451 Oak Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,236 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$2,600,000 (Apr 2025)
Tax Bill	$24,586 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`233800 I 303A32`

Property Details

APN / Parcel Number

Primary APN	`233800 I 303A32`
Alternative APN	`27581880007`

Interior

Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Area	336 sqft
Porch	Screened Aluminum Porch
Porch Area	170 sqft
Deck Area	596 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	451 OAK AVE
City	NAPLES
State	FL
Zip	34108-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 30
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	I
Legal Lot Number	30
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 OAK AVE, NAPLES, FL 34108-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed, Transfer · Conventional Mortgage US BANK NA
Feb 26, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	20256673949
Deed Book / Page	6462 / 1048
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0063323736
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 28, 2025
Property Address	451 OAK AVE, NAPLES, FL 34108-2324
Document Number	0064621048
Book / Page	6462 / 1048
Map Reference	MB 3 PG 17
Instrument Date	Apr 23, 2025
Instrument	6673949
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2239 PINE WOODS CIR, NAPLES, FL 34105-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OAK AVE, NAPLES, FL 34108-2324

Mortgage

Document Number	0064621050
Date	Apr 28, 2025
Instrument	6462/1050

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 26, 2024
Property Address	451 OAK AVE, NAPLES, FL 34108-2324
Document Number	0063323736
Book / Page	6332 / 3736
Map Reference	MB 3 PG 17
Instrument Date	Oct 6, 2023
Instrument	6512088
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	85 SAMOSET ST, PLYMOUTH, MA 02360-4521

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 25, 2020
Property Address	451 OAK AVE, NAPLES, FL 34108-2324
Document Number	0058500364
Book / Page	005850 / 000364
Instrument Date	Oct 30, 2020
Instrument	5959680
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	85 SAMOSET ST PLYMOUTH MA 023604521, PLYMOUTH, MA 02360-4521

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,586.00 (+6.81%)	$2,262,083 (+21%)	$2,516,618 (-25.61%) Land $1,170,000 Building $1,346,618
2024	$23,018.00 (-13.44%)
2023	$26,591.00 (+20.39%)	$1,869,490 (+1%)	$3,382,951 (+46.64%) Land $2,367,000 Building $1,015,951
2022	$22,088.00	$1,699,536	$2,307,017 Land $1,266,300 Building $1,040,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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