432 Bear Run, Piqua, OH 45356 Property Records

Miami County property record for 432 Bear Run, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,382 sqft · built 2001
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Aug 2001)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N44-078060`

Property Details

APN / Parcel Number

Primary APN	`N44-078060`
Alternative APN	`080514.1-09-030-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,848 sqft
Upper Floors Area	1,294 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	432 BEAR RUN
City	PIQUA
State	OH
Zip	45356-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8374 DEERFIELD SUB #7
Legal Subdivision	DEERFIELD SUB #7
Legal Lot Number	8374
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	1
Census Block	1053
Census Tract	315001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 BEAR RUN, PIQUA, OH 45356-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Oct 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 29, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2001 · Amount on Record
Deed Sale	Aug 1, 2001 · Amount on Record
Last Transfer Date	Mar 20, 2019
Transfer Doc	0000003227
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	432 BEAR RUN, PIQUA, OH 45356-5401
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003783
Date	Apr 17, 2024
Instrument	2024OR-03783

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	432 BEAR RUN, PIQUA, OH 45356-5401
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002098
Date	Feb 5, 2021
Instrument	2021OR-02098

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 8, 2020
Property Address	432 BEAR RUN, PIQUA, OH 45356-5401
Document Number	0000014717
Instrument Date	Sep 30, 2020
Instrument	14717
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 BEAR RUN PIQUA OH 453565401, PIQUA, OH 45356-5401

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Mar 29, 2019
Property Address	432 BEAR RUN, PIQUA, OH 45356-5401
Document Number	0000003227
Instrument Date	Mar 20, 2019
Instrument	3227
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 W ZIEGLER RD PIQUA OH 453569301, PIQUA, OH 45356-9301

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (+5.51%) Homeowner's exemption	$105,600 (+33.67%) Land $10,710 Building $94,890	$301,700 (+33.67%) Land $30,600 Building $271,100
2024	$3,246.00 (+1.85%) Homeowner's exemption	$79,000 (-) Land $10,290 Building $68,710
2023	$3,187.00 (-3.48%) Homeowner's exemption	$79,000 (-) Land $10,290 Building $68,710	$225,700 (-) Land $29,400 Building $196,300
2022	$3,302.00 Homeowner's exemption	$79,000 Land $10,290 Building $68,710	$225,700 Land $29,400 Building $196,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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