4313 Narraganset Way, Mather, CA 95655 Property Records

Sacramento County property record for 4313 Narraganset Way, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,249 sqft · built 2001
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (May 2026)
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067-0250-088-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0250-088-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,249 sqft Living Area
1st Floor Area	1,169 sqft
2nd Floor Area	1,080 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,350 sqft (0.123 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4313 NARRAGANSET WAY
City	MATHER
State	CA
Zip	95655-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 02B, LOT 219
Legal Subdivision	INDP AT MATHER VLG 02B
Legal Lot Number	219
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	3
Census Block	3010
Census Tract	8802

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 12, 2026	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 7, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Book / Page	20260512 / 409
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037

Mortgage

Document Number	0000001390
Date	Oct 14, 2025
Instrument	202510141390

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MATHER, CA 95655

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Jan 1, 2048

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2026
Property Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037
Document Number	2026000409
Book / Page	20260512 / 409
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,993.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037

Mortgage

Document Number	2026000410,
Date	May 12, 2026
Book Page	20260512/410

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	2026000411,
Date	May 12, 2026
Book Page	20260512/411

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 10, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037
Document Number	2012090843
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4313 NARRAGANSET WAY MATHER CA 956553037, MATHER, CA 95655-3037

Mortgage

Document Number	2012090843
Date	Dec 9, 2020
Instrument	2012090843

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 8, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 7, 2017
Property Address	4313 NARRAGANSET WAY, MATHER, CA 95655-3037
Document Number	1711071871
Instrument Date	Nov 3, 2017
Instrument	1711071871
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 NARRAGANSET WAY MATHER CA 956553037, MATHER, CA 95655-3037

Mortgage

Document Number	1711071872
Date	Nov 7, 2017
Instrument	1711071872

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,710 (+2%) Land $104,450 Building $363,260
2025	$6,227.00 (+12.93%)	$458,540 (+4.04%) Land $102,402 Building $356,138
2024	$5,514.00 (+2.11%)
2023	$5,400.00 (+1.45%) Homeowner's exemption	$440,736 Land $98,427 Building $342,309
2022	$5,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Narraganset Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures