4312 Narraganset Way, Mather, CA 95655 Property Records

Sacramento County property record for 4312 Narraganset Way, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,569 sqft · built 2001
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2011)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-0280-061-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0280-061-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4312 NARRAGANSET WAY
City	MATHER
State	CA
Zip	95655-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 02B, LOT 214
Legal Subdivision	INDP AT MATHER VLG 02B
Legal Lot Number	214
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	3
Census Block	3011
Census Tract	8802

Owner

4312 Narraganset Way is owned and occupied by an individual who bought it in October 2011.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC PACIFIC FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2011 · Amount on File
Deed Sale	Oct 31, 2011 · Amount on File
Prior Sale	Nov 30, 2001 · Amount on File
Deed Book / Page	20111031 / 1560
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	2001003087
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037

Mortgage

Document Number	0000001057
Date	Mar 18, 2021
Instrument	202103181057

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037

Mortgage

Document Number	3180000001057
Date	Mar 18, 2021
Book Page	20210318/1057

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4312 NARRAGANSET WAY, MATHER, CA 95655-3037
Document Number	1909241271
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 NARRAGANSET WAY MATHER CA 956553037, MATHER, CA 95655-3037

Mortgage

Document Number	1909241271
Date	Sep 24, 2019
Instrument	1909241271

Lender

Name	ATLANTIC PACIFIC FIN'L
Type	Funding / Finance Company
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4312 Narraganset Way was $2,887, up 12.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,976 (+2%) Land $57,648 Building $147,328
2025	$2,887.00 (+12.2%)	$200,958 Land $56,518 Building $144,440
2024	$2,573.00 (+2.27%)
2023	$2,516.00 (+1.78%) Homeowner's exemption	$193,156 Land $54,324 Building $138,832
2022	$2,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4312 Narraganset Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4312 Narraganset Way is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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