Hernando County property record for 4311 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,225 sqft · built 1988 |
| Lot Size | 0.507 acres (22,099 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $27,500 (Jul 2017) |
| Tax Bill | $3,344 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Dec 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0001-0150 |
| Primary APN | R09-223-17-2641-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 4,987 sqft |
| 1st Floor Area | 3,225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,099 sqft (0.507 acres) |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,469 sqft |
| Deck Area | 272 sqft |
| Patio Area | 63 sqft |
| Heating System | HVAC |
|---|
| Account Number | 00971461 |
|---|---|
| Street Address | 4311 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 1 LOT 15 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41502 |
Source: Hernando County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 29, 2021 | Intrafamily Transfer, Transfer REAL ESTATE STLMTS & ESCROW |
| Dec 29, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC |
| Jul 3, 2017 | Reverse Mortgage, Transfer · FHA Mortgage MISCELLANEOUS GOVT AGCY |
| May 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Prior Sale | May 23, 2001 · Amount on Record |
| Deed Document Number | 201737850 |
| Deed Book / Page | 3484 / 1822 |
| Last Transfer Date | Nov 20, 2021 |
| Transfer Doc | 0041060661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0041060657 |
| Book / Page | 4106 / 657 |
| Map Reference | MB 17 PG 96-98 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 2021097974 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | REAL ESTATE STLMTS & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0041060661 |
| Book / Page | 4106 / 661 |
| Map Reference | MB 17 PG 96-98 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 2021097975 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | REAL ESTATE STLMT & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0004106665 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 4106/665 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 818 Months |
| Due | Feb 3, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.78% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0034841822 |
| Book / Page | 003484 / 001822 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 37850 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4311 RIVER BIRCH DR SPRING HILL FL 346072515, SPRING HILL, FL 34607-2515 |
| Document Number | 34841824 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 003484/001824 |
| Instrument | 37851 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Jul 2, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Document Number | 34841842, |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 003484/001842 |
| Instrument | 37852 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Jul 2, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 15, 2017 |
| Property Address | 4311 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0034691416 |
| Book / Page | 003469 / 001416 |
| Instrument Date | May 10, 2017 |
| Instrument | 27693 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4311 RIVER BIRCH DR SPRING HILL FL 346072515, SPRING HILL, FL 34607-2515 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,344.00 (+17.71%) Homeowner's exemption | $241,461 (+6.54%) | $531,758 (+18.25%) Land $51,933 Building $479,825 |
| 2023 | $226,647 (+3%) Land $226,647 | ||
| 2022 | $2,841.00 Homeowner's exemption | $220,046 | $449,701 Land $51,933 Building $397,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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