Hernando County property record for 4298 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1987 |
| Lot Size | 0.525 acres (22,872 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jul 2022) |
| Tax Bill | $4,881 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0004-0010 |
| Primary APN | R09-223-17-2641-0004-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 2,304 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,872 sqft (0.525 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,282 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00971559 |
|---|---|
| Street Address | 4298 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 4 LOT 1 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 41502 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 18, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 202254751 |
| Deed Book / Page | 4197 / 1378 |
| Prior Transfer Date | Apr 7, 2015 |
| Prior Transfer Doc | 0032030085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Document Number | 0039941005 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 3994/1005 |
| Instrument | 2021033830 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Document Number | 0041971378 |
| Book / Page | 4197 / 1378 |
| Map Reference | MB 17 PG 96 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022054751 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | NOT AVAILABLE, TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7404 JASBOW JCT, 7404, WEEKI WACHEE, FL 34613-5309 |
| Name | Verified Name |
|---|---|
| Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Document Number | 0041971380 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 4197/1380 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 4298 RIVER BIRCH DR, SPRING HILL, FL 34607-2513 |
| Document Number | 0034601085 |
| Book / Page | 3460 / 1085 |
| Map Reference | MB17 PG96 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2017021524 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4768 WHISPERING WIND AVE, 4768, TAMPA, FL 33614-4915 |
| Name | Verified Name |
|---|---|
| Address | 30106 MEADOW OAKS ST, MENIFEE, CA 92585-3222 |
| Document Number | 34601088 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 3460/1088 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,881.00 (+16.41%) | $300,727 (+8.9%) | $321,147 (+16.3%) Land $45,629 Building $275,518 |
| 2023 | $276,145 Land $71,098 Building $205,047 | ||
| 2022 | $4,193.00 | $276,145 Land $45,629 Building $230,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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