Hernando County property record for 4288 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,183 sqft · built 1983 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $517,000 (Apr 2024) |
| Tax Bill | $4,648 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2023 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0003-0050 |
| Primary APN | R09-223-17-2641-0003-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,437 sqft |
| Deck Area | 90 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00971540 |
|---|---|
| Street Address | 4288 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 3 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 41502 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA |
| May 5, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 2, 2022 | Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 0044130954 |
| Deed Book / Page | 4413 / 954 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0044800417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 24, 2024 |
| Property Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Document Number | 0044130954 |
| Book / Page | 4413 / 954 |
| Map Reference | MB 17 PG 96 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2024022814 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,619.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Name | Verified Name |
|---|---|
| Address | 1086 SIERRA RDG, NEW LENOX, IL 60451-2997 |
| Document Number | 0004413956 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 4413/956 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Document Number | 0042940340 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 4294/340 |
| Instrument | 2023026838 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.14% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 2, 2022 |
| Property Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
| Document Number | 0042160160 |
| Book / Page | 4216 / 160 |
| Map Reference | MB 17 PG 96-98 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022066570 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 145, POYNOR, TX 75782-0145 |
| Name | Verified Name |
|---|---|
| Address | 4288 RIVER BIRCH DR, SPRING HILL, FL 34607-2511 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,648.00 (+19.76%) Additional exemption filed | $365,048 (+12.8%) Land $47,970 Building $317,078 | $365,048 (+12.8%) Land $47,970 Building $317,078 |
| 2023 | $323,615 (-5.85%) Land $68,652 Building $254,963 | ||
| 2022 | $3,881.00 | $343,732 Land $38,605 Building $305,127 | $323,615 Land $47,970 Building $275,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures