Hernando County property record for 4325 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,708 sqft · built 1988 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,387 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0001-0170 |
| Primary APN | R09-223-17-2641-0001-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 4,028 sqft |
| 1st Floor Area | 2,708 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 2,058 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00971489 |
|---|---|
| Street Address | 4325 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 1 LOT 17 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41502 |
4325 River Birch Dr is owned and occupied by an individual who acquired it in March 2019.
Source: Hernando County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 14, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Jan 30, 2024 | Re-recorded Document INTEGRITY NATIONAL TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 |
| Deed Sale | Mar 14, 2019 |
| Prior Sale | Jun 15, 2011 · Amount on File |
| Deed Document Number | 201915454 |
| Deed Book / Page | 3679 / 1951 |
| Prior Transfer Date | Jan 25, 2019 |
| Prior Transfer Doc | 0036791951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 3, 2026 |
| Property Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0000037550 |
| Book / Page | 4717 / 1660 |
| Instrument Date | May 27, 2026 |
| Instrument | 202637550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0000037550, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 4717/1660 |
| Instrument | 202637550 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2056 |
| Rate | 7.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039171144 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3917/1144 |
| Instrument | 2020074324 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Mar 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 14, 2019 |
| Property Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0036791951 |
| Book / Page | 3679 / 1951 |
| Map Reference | MB 17 PG 96-98 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2019015454 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 2019015455 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 2019015455 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2049 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 30, 2024 |
| Property Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0043871679 |
| Book / Page | 4387 / 1679 |
| Map Reference | MB 17 PG 96 |
| Instrument Date | Feb 11, 2014 |
| Instrument | 2024006361 |
| Record Updated | Feb 13, 2024 |
| Title Company | INTEGRITY NATIONAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 5635 BROADWAY ST, LANCASTER, NY 14086-2316 |
| Name | Verified Name |
|---|---|
| Address | 4325 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
The 2025 property tax bill for 4325 River Birch Dr was $5,387.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,387.00 | $384,562 | $416,425 Land $51,183 Building $365,242 |
| 2023 | $299,731 (-25.42%) Land $299,731 | ||
| 2022 | $5,048.00 | $401,865 Land $40,729 Building $361,136 | $378,014 Land $51,183 Building $326,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4325 River Birch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4325 River Birch Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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