Hernando County property record for 4305 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,838 sqft · built 1983 |
| Lot Size | 0.502 acres (21,875 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0001-0140 |
| Primary APN | R09-223-17-2641-0001-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,838 sqft Living Area |
| Gross Area | 4,152 sqft |
| 1st Floor Area | 2,838 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,875 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,668 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00971452 |
|---|---|
| Street Address | 4305 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 1 LOT 14 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41502 |
4305 River Birch Dr is owned by a company that acquired it in May 2017 and is owner-occupied.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E LOANS MORTGAGE INC |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 1, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2017 |
| Deed Sale | May 1, 2017 |
| Prior Sale | Apr 1, 2017 · Amount on File |
| Deed Document Number | 201724332 |
| Deed Book / Page | 3464 / 1680 |
| Prior Transfer Date | Jun 22, 2012 |
| Prior Transfer Doc | 0029150540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0040790748 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 4079/748 |
| Instrument | 2021082557 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SPRING HILL, FL 34609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOMES & LAND TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0037190654 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 3719/0654 |
| Instrument | 2019039519 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0038460342 |
| Book / Page | 003846 / 000342 |
| Instrument Date | May 27, 2020 |
| Instrument | 32831 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4305 RIVER BIRCH DR SPRING HILL FL 346072515, SPRING HILL, FL 34607-2515 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 1, 2017 |
| Property Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 0034641680 |
| Book / Page | 3464 / 1680 |
| Map Reference | MB17 PG97 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017024332 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TITLE USA LLC |
| Tax | $0.70 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4305 RIVER BIRCH DR, 4305, SPRING HILL, FL 34607-2515 |
| Name | Verified Name |
|---|---|
| Address | 4305 RIVER BIRCH DR, SPRING HILL, FL 34607-2515 |
| Document Number | 34641681 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 3464/1681 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 4305 River Birch Dr was $2,262 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,262.00 Homeowner's exemption | $165,679 | $377,974 Land $51,406 Building $326,568 |
| 2023 | $156,320 (+3%) Land $156,320 | ||
| 2022 | $1,773.00 Homeowner's exemption | $151,767 | $363,301 Land $51,406 Building $311,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4305 River Birch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4305 River Birch Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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