4300 Cognac Ct, Loomis, CA 95650 Property Records

Placer County property record for 4300 Cognac Ct, Loomis, CA 95650

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,205 sqft · built 2000
Lot Size0.939 acres (40,901 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (Apr 2023)
Tax Bill$17,952 (2025)
Deeds & MortgagesApr 2023 Sale
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN036-260-062-000

Property Details

APN / Parcel Number

Primary APN036-260-062-000
Alternative APN
  • 036-260-062

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,205 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Construction TypeFrame
Lot Area40,901 sqft (0.939 acres)
Garage Area1,065 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number036-260-062
Street Address4300 COGNAC CT
CityLOOMIS
StateCA
Zip95650-7723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRABX
Legal DescriptionLOT 71 CLOS DU LAC MOR S-65
Legal SubdivisionCLOS DU LAC
Legal Lot Number71
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group3
Census Block3014
Census Tract20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4300 COGNAC CT, LOOMIS, CA 95650-7723
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2023 · Amount on Record
Deed SaleApr 25, 2023 · Amount on Record
Prior SaleMar 5, 1999 · Amount on Record
Deed Document Number202321320
Last Transfer DateJan 17, 2025
Transfer Doc0000003462
Record UpdatedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateApr 25, 2023
Property Address4300 COGNAC CT, LOOMIS, CA 95650-7723
Document Number0000021320
Map ReferenceMB S PG 65
Instrument DateApr 21, 2023
Instrument2023-0021320
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 COGNAC CT, LOOMIS, CA 95650-7723

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address4300 COGNAC CT, LOOMIS, CA 95650-7723
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 COGNAC CT, LOOMIS, CA 95650-7723

Mortgage

Document Number0000109696
DateAug 31, 2021
Instrument2021-0109696
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address4300 COGNAC CT, LOOMIS, CA 95650-7723
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 COGNAC CT, LOOMIS, CA 95650-7723

Mortgage

Document Number0000078745
DateJun 16, 2021
Instrument2021-0078745
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictLoomis Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,632,000 (+2.13%) Land $510,000 Building $1,122,000
2025$17,952.00 (+1.46%)$1,598,000 (+8.43%) Land $499,400 Building $1,098,600
2024$17,694.00 (+3.69%)
2023$17,064.00 (-0.05%) Homeowner's exemption$1,473,754 Land $468,918 Building $1,004,836
2022$17,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1986–2026)
Claims Outside the SFHA10 of 11
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cognac Ct

Nearby Streets

Search Property Records by Address or Parcel Number