431 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 431 Pine St, Osage, IA 50461 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,186 sqft · built 1914
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (Oct 2013)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1023427011`

Property Details

APN / Parcel Number

Primary APN	`1023427011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,186 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	431 PINE ST
City	OSAGE
State	IA
Zip	50461-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 11 ALL LOT 12 BLK 22
Legal Block	22
Legal Lot Number	11,12
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	4
Census Block	4007
Census Tract	560300

Owner

Source: Mitchell County records · APN 1023427011

Assessment roll updated October 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 PINE ST, OSAGE, IA 50461-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Oct 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2013 · Amount on Record
Deed Sale	Oct 04, 2013 · Amount on Record
Prior Sale	May 04, 2009 · Amount on Record
Deed Document Number	20131808
Deed Book / Page	2013 / 1808
Last Transfer Date	Oct 24, 2022
Transfer Doc	02022/1919
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	431 PINE ST, OSAGE, IA 50461-1136
Transaction Type	Mortgage
Record Updated	Jan 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2071
Date	Nov 08, 2022
Book Page	2022/2071
Instrument	2022 2071

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL IA
Recording Date	Oct 24, 2022
Property Address	431 PINE ST, OSAGE, IA 50461-1136
Document Number	02022/1919
Book / Page	2022 / 1919
Instrument Date	Oct 03, 2022
Instrument	2022 1919
Transaction Type	Transfer
Record Updated	Dec 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 PINE ST, OSAGE, IA 50461-1136

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 21, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 Homeowner's exemption	$94,560 (+4.19%) Land $16,460 Building $78,100	$94,560 (+4.19%) Land $16,460 Building $78,100
2024	$1,338.00 (-6.17%)
2023		$90,760 (+7.6%) Land $16,460 Building $74,300	$90,760 (+7.6%) Land $16,460 Building $74,300
2022	$1,426.00 Homeowner's exemption	$84,350 Land $16,460 Building $67,890
2021			$84,350 Land $16,460 Building $67,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (19131C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	1,000 / 500
Mediacom Communications	Cable	1,000 / 50
Osage Municipal Utilities	Cable	500 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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