Mitchell County property record for 415 Pine St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 1959 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,000 (Dec 2025) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023427009 |
| Primary APN | 1023427009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 525 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 415 PINE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 22 |
| Legal Subdivision | CITY OF OSAGE |
| Legal Block | 22 |
| Legal Lot Number | 9 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 560300 |
Source: Mitchell County assessment roll, as of October 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit CUSB BANK |
| Oct 21, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK |
| Dec 5, 2025 | Warranty Deed, Transfer |
| Aug 14, 2023 | Warranty Deed, Transfer · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK |
| Jan 25, 2021 | Legal Action/Court Order, Foreclosure · Conventional Mortgage CUSB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 20251798 |
| Deed Book / Page | 2025 / 1798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02023/1017 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 2023/1017 |
| Instrument | 2023 1017 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 02025/1558 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 2025/1558 |
| Instrument | 2025 1558 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Dec 5, 2025 |
| Property Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 02025/1798 |
| Book / Page | 2025 / 1798 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025 1798 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $304.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 14, 2023 |
| Property Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 02023/1149 |
| Book / Page | 2023 / 1149 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023 1149 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 0020231150 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023 1150 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jan 25, 2021 |
| Property Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 002021/186 |
| Book / Page | 2021 / 186 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021 186 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 PINE ST, OSAGE, IA 50461-1136 |
| Document Number | 0002021187 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021 187 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 Homeowner's exemption | $158,240 (+5.24%) Land $11,550 Building $146,690 | $158,240 (+5.24%) Land $11,550 Building $146,690 |
| 2024 | $2,102.00 (-4.54%) | ||
| 2023 | $150,360 (+29%) Land $11,550 Building $138,810 | $150,360 (+29%) Land $11,550 Building $138,810 | |
| 2022 | $2,202.00 | $116,560 Land $11,550 Building $105,010 | |
| 2021 | $116,560 Land $11,550 Building $105,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 1,000 / 500 |
| Mediacom Communications Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures