Mitchell County property record for 420 Pine St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,036 sqft · built 1954 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Oct 2025) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023428003 |
| Primary APN | 1023428003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 624 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 420 PINE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 51 |
| Legal Subdivision | CITY OF OSAGE |
| Legal Block | 51 |
| Legal Lot Number | 4 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 PINE ST, OSAGE, IA 50461-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST & SAVINGS BANK |
| Oct 20, 2025 | Warranty Deed, Transfer · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK |
| May 8, 2018 | Warranty Deed, Transfer HOME TRUST & SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | May 8, 2018 · Amount on Record |
| Deed Book / Page | 2025 / 1546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 420 PINE ST, OSAGE, IA 50461-1137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002021/690 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 2021/690 |
| Instrument | 2021 690 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Oct 20, 2025 |
| Property Address | 420 PINE ST, OSAGE, IA 50461-1137 |
| Document Number | 02025/1546 |
| Book / Page | 2025 / 1546 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025 1546 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 PINE ST, OSAGE, IA 50461-1137 |
| Document Number | 02025/1551 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 2025/1551 |
| Instrument | 2025 1551 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OSAGE, IA 50461 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | May 8, 2018 |
| Property Address | 420 PINE ST, OSAGE, IA 50461-1137 |
| Document Number | 02018/1020 |
| Book / Page | 2018 / 1020 |
| Instrument Date | May 1, 2018 |
| Instrument | 000000001020 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1994 LIME KILN RD, OSAGE, IA 50461-8350 |
| Document Number | 0000002018/0000001021 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 0000002018/0000001021 |
| Instrument | 000000001021 |
| Name | HOME TRUST & SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 (+2.77%) Homeowner's exemption | $127,970 (+7.82%) Land $11,550 Building $116,420 | $127,970 (+7.82%) Land $11,550 Building $116,420 |
| 2024 | $1,804.00 (+15.05%) | ||
| 2023 | $118,690 (+29.17%) Land $11,550 Building $107,140 | $118,690 (+29.17%) Land $11,550 Building $107,140 | |
| 2022 | $1,568.00 Homeowner's exemption | $91,890 Land $11,550 Building $80,340 | |
| 2021 | $91,890 Land $11,550 Building $80,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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