409 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 409 Pine St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (May 2019)
Tax Bill$1,500 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1023427008

Property Details

APN / Parcel Number

Primary APN1023427008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Living Area
Basement Area864 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address409 PINE ST
CityOSAGE
StateIA
Zip50461-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 22
Legal Block22
Legal Lot Number8
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group4
Census Block4007
Census Tract560300

Owner

Source: Mitchell County records · APN 1023427008

Assessment roll updated October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 PINE ST, OSAGE, IA 50461-1136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
HOMEWARD INC
May 03, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2019 · Amount on Record
Deed SaleMay 03, 2019 · Amount on Record
Deed Document Number2019653
Deed Book / Page2019 / 653
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address409 PINE ST, OSAGE, IA 50461-1136
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002019/655
DateMay 03, 2019
Book Page2019/655
Instrument655
Lender
NameHOMEWARD INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term61 Months
DueJun 01, 2024

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateMay 03, 2019
Property Address409 PINE ST, OSAGE, IA 50461-1136
Document Number2019/653
Book / Page2019 / 653
Instrument DateApr 12, 2019
Instrument653
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PINE ST, OSAGE, IA 50461-1136

Mortgage

Document Number002019/654
DateMay 03, 2019
Book Page2019/654
Instrument654
Lender
NameFIRST CITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,500.00$95,530 (+5.86%) Land $11,550 Building $83,980$95,530 (+5.86%) Land $11,550 Building $83,980
2024$1,500.00 (+9.33%)
2023$90,240 (+24.18%) Land $11,550 Building $78,690$90,240 (+24.18%) Land $11,550 Building $78,690
2022$1,372.00$72,670 Land $11,550 Building $61,120
2021$72,670 Land $11,550 Building $61,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless
1,000 / 500
Mediacom Communications
Cable
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 165 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Pine St

Nearby Streets

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