427 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 427 Pine St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,346 sqft · built 1956
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$81,000 (Oct 2009)
Tax Bill$2,390 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1023427010

Property Details

APN / Parcel Number

Primary APN1023427010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,346 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Finished Basement450 sqft
Unfinished Basement558 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address427 PINE ST
CityOSAGE
StateIA
Zip50461-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 & W 1/2 LOT 11 BLK 22 AB-24
Legal Block22
Legal Lot Number10,11
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group4
Census Block4007
Census Tract560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address427 PINE ST, OSAGE, IA 50461-1136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2009 · Amount on Record
Deed SaleOct 29, 2009 · Amount on Record
Deed Document Number20092331
Deed Book / Page2009 / 2331
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address427 PINE ST, OSAGE, IA 50461-1136
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1306
DateJul 8, 2021
Book Page2021/1306
Instrument2021 1306
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,390.00 (+4.64%) Homeowner's exemption$178,200 (+26.59%) Land $16,460 Building $161,740$178,200 (+26.59%) Land $16,460 Building $161,740
2024$2,284.00 (+20.97%)
2023$140,770 (+29.3%) Land $16,460 Building $124,310$140,770 (+29.3%) Land $16,460 Building $124,310
2022$1,888.00 Homeowner's exemption$108,870 Land $16,460 Building $92,410
2021$108,870 Land $16,460 Building $92,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number