431 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 431 Fairfield Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 1996
Owner	2 Owner Names on Record
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071A-02-179`

Property Details

APN / Parcel Number

Primary APN	`071A-02-179`
Alternative APNs	`071A-02-179/00.00` `3102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Adjusted Area
1st Floor Area	1,394 sqft
2nd Floor Area	558 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3102
Old Parcel Number	071A-02 -179/00.00
Street Address	431 FAIRFIELD DR
City	MADISON
State	MS
Zip	39110-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 129 FAIRFIELD PART 3 C@162
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	129
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2005
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	431 FAIRFIELD DR, MADISON, MS 39110-8597
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2010
Deed Sale	Mar 26, 2010
Deed Document Number	0002520384
Deed Book / Page	2520 / 384
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	431 FAIRFIELD DR, MADISON, MS 39110-8597
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7393 HUNTERS FOREST DR, MINERAL WELLS, MS 38654-6580

Mortgage

Document Number	004283/630
Date	Dec 6, 2022
Book Page	4283/630
Instrument	973211

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	208 Months
Due	Apr 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	431 FAIRFIELD DR, MADISON, MS 39110-8597
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 FAIRFIELD DR, MADISON, MS 39110-8597

Mortgage

Document Number	004136/387
Date	Nov 22, 2021
Book Page	4136/387
Instrument	944725

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	221 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 Homeowner's exemption	$17,352 (-)	$173,520 (-) Land $35,000 Building $138,520
2024	$1,722.00
2023	$1,722.00 Homeowner's exemption	$17,352	$173,520 Land $35,000 Building $138,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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