427 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 427 Fairfield Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,238 sqft · built 1996
Owner2 Individual Names on Record
Tax Bill$1,612 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN071A-02-181

Property Details

APN / Parcel Number

Primary APN071A-02-181
Alternative APNs
  • 071A-02-181/00.00
  • 3104

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,238 sqft Adjusted Area
1st Floor Area1,932 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number3104
Old Parcel Number071A-02 -181/00.00
Street Address427 FAIRFIELD DR
CityMADISON
StateMS
Zip39110-8597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 131 FAIRFIELD SUBDN PT 3
Legal Range01E
Legal Township07N
Legal Section02
Legal SubdivisionFAIRFIELD PT 3
Legal Lot Number131
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 FAIRFIELD DR, MADISON, MS 39110-8597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 1996
Deed SaleSep 8, 1996
Deed Document Number0000380662
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address427 FAIRFIELD DR, MADISON, MS 39110-8597
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 FAIRFIELD DR, MADISON, MS 39110-8597

Mortgage

Document Number004640/488
DateJan 23, 2026
Book Page4640/488
Instrument1044678
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 5, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,612.00 Homeowner's exemption$16,416 (-)$164,160 (-) Land $35,000 Building $129,160
2024$1,612.00
2023$1,612.00 Homeowner's exemption$16,416$164,160 Land $35,000 Building $129,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2001–2022)
Claims Outside the SFHA4 of 5
Most Recent ClaimDec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
301 / 172
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Fairfield Dr

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