430 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 430 Fairfield Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,301 sqft · built 1996
Owner	2 Owner Names on File
Tax Bill	$1,671 (2025)
Deeds & Mortgages	May 2020 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-148`

Property Details

APN / Parcel Number

Primary APN	`071A-02-148`
Alternative APNs	`071A-02-148/00.00` `3071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,301 sqft Adjusted Area
1st Floor Area	1,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3071
Old Parcel Number	071A-02 -148/00.00
Street Address	430 FAIRFIELD DR
City	MADISON
State	MS
Zip	39110-8595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 FAIRFIELD PART 3 C@162
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	98
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	30301

Owner

The current owner of 430 Fairfield Dr acquired it in November 2004.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	430 FAIRFIELD DR, MADISON, MS 39110-8595
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Sep 11, 2017	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 30, 2004
Transfer Doc	0018580025
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	430 FAIRFIELD DR, MADISON, MS 39110-8595
Document Number	0000891635
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	430 FAIRFIELD DR MADISON MS 391108595, MADISON, MS 39110-8595

Mortgage

Document Number	0000891635
Date	May 22, 2020
Book Page	003855/000863
Instrument	891635

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 21, 2030

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	430 FAIRFIELD DR, MADISON, MS 39110-8595
Document Number	0000880176
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 FAIRFIELD DR MADISON MS 391108595, MADISON, MS 39110-8595

Mortgage

Document Number	0000880176
Date	Nov 21, 2019
Book Page	003789/000418
Instrument	880176

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 20, 2029

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	430 FAIRFIELD DR, MADISON, MS 39110-8595
Document Number	0000821129
Book / Page	003524 / 000607
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FAIRFIELD DR MADISON MS 391108595, MADISON, MS 39110-8595

Mortgage

Document Number	0000821129
Date	Sep 20, 2017
Book Page	003524/000607
Instrument	821129

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 19, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 430 Fairfield Dr was $1,671 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 Homeowner's exemption	$16,922	$169,220 Land $35,000 Building $134,220
2024	$1,671.00
2023	$1,671.00 Homeowner's exemption	$16,922	$169,220 Land $35,000 Building $134,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Fairfield Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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