426 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 426 Fairfield Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,126 sqft · built 1996
Lot Size	0.359 acres (15,644 sqft)
Owner	2 Individual Names on File
Last Sale	$215,811 (Sep 2025)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-146`

Property Details

APN / Parcel Number

Primary APN	`071A-02-146`
Alternative APNs	`071A-02-146/00.00` `3069`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,126 sqft Adjusted Area
Gross Area	1,488 sqft
1st Floor Area	1,488 sqft
2nd Floor Area	371 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,644 sqft (0.359 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3069
Street Address	426 FAIRFIELD DR
City	MADISON
State	MS
Zip	39110-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 96 FAIRFIELD PART 3 C@162
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	96
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	30301

Owner

426 Fairfield Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 FAIRFIELD DR, MADISON, MS 39110-8594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Sep 29, 2025	Warranty Deed, Transfer · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF YAZOO CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jan 2, 2008
Deed Document Number	20251035848
Deed Book / Page	4602 / 62
Prior Transfer Date	Jul 14, 2014
Prior Transfer Doc	03107/0537
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	426 FAIRFIELD DR, MADISON, MS 39110-8594
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 FAIRFIELD DR, MADISON, MS 39110-8594

Mortgage

Document Number	004120/450
Date	Oct 20, 2021
Book Page	4120/450
Instrument	942232

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 29, 2025
Property Address	426 FAIRFIELD DR, MADISON, MS 39110-8594
Document Number	0004602/62
Book / Page	4602 / 62
Map Reference	CAB C SL 162&163
Instrument Date	Sep 26, 2025
Instrument	1035848
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 RIDGE CIR, BRANDON, MS 39047-8670

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	426 FAIRFIELD DR, MADISON, MS 39110-8594

Mortgage

Document Number	0001035849
Date	Sep 29, 2025
Instrument	1035849

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Sep 6, 2017
Property Address	426 FAIRFIELD DR, MADISON, MS 39110-8594
Book / Page	003520 / 000031
Instrument Date	Aug 23, 2017
Instrument	820298
Transaction Type	Construction Loan
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 GREENLEAF TRL MADISON MS 391109633, MADISON, MS 39110-9633

Mortgage

Document Number	0000820298
Date	Sep 6, 2017
Book Page	003520/000031
Instrument	820298

Lender

Name	BANK OF YAZOO CTY
Type	Bank
Address	YAZOO, MS 39194

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 5, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 426 Fairfield Dr was $1,583 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 Homeowner's exemption	$16,167 (-)	$161,670 (-) Land $35,000 Building $126,670
2024	$1,583.00 Homeowner's exemption	$16,167 (-)	$161,670 (-) Land $35,000 Building $126,670
2023	$1,583.00 Homeowner's exemption	$16,167	$161,670 Land $35,000 Building $126,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Fairfield Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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