428 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 428 Fairfield Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,193 sqft · built 1996
Owner	Individual Name on File
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-147`

Property Details

APN / Parcel Number

Primary APN	`071A-02-147`
Alternative APNs	`071A021470000` `3070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,193 sqft Adjusted Area
1st Floor Area	1,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3070
Old Parcel Number	071A021470000
Street Address	428 FAIRFIELD DR
City	MADISON
State	MS
Zip	39110-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 97 FAIRFIELD PART 3
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 3
Legal Lot Number	97
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	30301

Owner

428 Fairfield Dr is owned by an individual who acquired it in December 2025.

Source: Madison County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	420 FAIRFIELD DR, MADISON, MS 39110-8594
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer COVENANT TITLE, COVENANT TITLE LLC
Nov 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 26, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025
Deed Sale	Dec 30, 2025
Prior Sale	Nov 25, 2019
Deed Document Number	1043480
Deed Book / Page	4633 / 729
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 30, 2025
Property Address	428 FAIRFIELD DR, MADISON, MS 39110-8594
Document Number	004633/729
Book / Page	4633 / 729
Map Reference	CAB C SL 162&163
Instrument Date	Dec 30, 2025
Instrument	1043480
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 HARVEY ST, BELZONI, MS 39038-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	420 FAIRFIELD DR, MADISON, MS 39110-8594

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Nov 25, 2019
Property Address	428 FAIRFIELD DR, MADISON, MS 39110-8594
Document Number	0000880385
Book / Page	003790 / 000729
Instrument Date	Nov 21, 2019
Instrument	880385
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 BELLE CHASE MADISON MS 391109073, MADISON, MS 39110-9073

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	428 FAIRFIELD DR, MADISON, MS 39110-8594
Document Number	0000827060
Book / Page	003538 / 000024
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 FAIRFIELD DR MADISON MS 391108594, MADISON, MS 39110-8594

Mortgage

Document Number	0000827060
Date	Oct 26, 2017
Book Page	003538/000024
Instrument	827060

Lender

Name	RESIDENTIAL MTG
Type	Mortgage Company
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 428 Fairfield Dr was $2,925.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00	$25,109	$167,390 Land $35,000 Building $132,390
2024	$2,925.00
2023	$2,925.00	$25,109	$167,390 Land $35,000 Building $132,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Fairfield Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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