Cass County property record for 431 E Division St, Dowagiac, MI 49047 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,260 sqft · built 2013 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,417 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-820-00 |
| Primary APN | 14-160-300-820-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,260 sqft Building Perimeter |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 431 E DIVISION ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 2146 S 1/2 W 1/2 LOT 2 JOEL H. SMITH'S ADD CITY OF DOWAGIAC. |
| Legal Subdivision | JOEL H SMITHS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 2000 |
Source: Cass County records · APN 14-160-300-820-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 E DIVISION ST, DOWAGIAC, MI 49047-1458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,800 (+19.87%) | $225,600 (+19.87%) | |
| 2025 | $1,417.00 (-25.66%) Homeowner's exemption | $94,100 (+28.2%) Land $94,100 | $188,200 (+28.2%) Land $188,200 |
| 2023 | $73,400 | $146,800 | |
| 2022 | $1,906.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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