435 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 435 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,074 sqft Building Perimeter
Lot Size	6,970 sqft (0.16 acres)
Garage	264 sqft
Last Sale	$11,445 (2011)
Tax Bill	$582.00 (2025)

Owner

Source: Cass County records · APN 14-160-300-816-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	61970 M 51, NILES, MI 49120-9129
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2011 · Amount on Record
Deed Sale	Sep 26, 2011 · Amount on Record
Prior Sale	Jan 26, 2010 · Amount on Record
Deed Book / Page	1030 / 2266
Record Refreshed	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 26, 2022
Property Address	435 E DIVISION ST, DOWAGIAC, MI 49047-1458
Document Number	01223/1582
Book / Page	1223 / 1582
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E DIVISION ST, DOWAGIAC, MI 49047-1427

Mortgage

Document Number	0012231585
Date	Sep 26, 2022
Instrument	1223-1585

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,100 (+16.84%)	$90,200 (+16.84%)
2025	$582.00 (-45.15%)	$38,600 (+27.39%) Land $38,600	$77,200 (+27.39%) Land $77,200
2023		$30,300	$60,600
2022	$1,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-160-300-816-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,074 sqft Building Perimeter
1st Floor	786 sqft 1st Floor
Basement Area	720 sqft Basement
Unfinished Basement	720 sqft Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,970 sqft (0.16 acres)
Garage Area	264 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	435 E DIVISION ST
City	DOWAGIAC
State	MI
Zip	49047-1458
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2143 COM AT SW COR LOT 1, N 10 RDS, E 42 FT, S 10 RDS, W 42 FT TO PL OF BEG. JOEL H. SMITH'S ADD CITY OF DOWAGIAC.
Legal Subdivision	JOEL H SMITHS ADD
Legal Lot Number	1
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	5
Census Block	5024
Census Tract	2000