Cass County property record for 428 E Division St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,021 sqft · built 1890 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $21,000 (Mar 2011) |
| Tax Bill | $1,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-047-00 |
| Primary APN | 14-160-300-047-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,021 sqft Building Perimeter |
| 1st Floor Area | 748 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 428 E DIVISION ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DW 269 T6S-R15W COM 51 RDS E (841.5) OF INTERSECTION OF S LINE OF DIVISION ST & E LINE OF MILL ST CITY OF DOWAGIAC TH E 4 RDS |
| Legal Subdivision | OF INTERSECTION OF S LINE OF |
| Legal Lot Number | 68 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 2100 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 61970 M 51, NILES, MI 49120-9129 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2011 · Amount on Record |
| Deed Sale | Mar 17, 2011 · Amount on Record |
| Deed Book / Page | 1023 / 951 |
| Prior Transfer Date | Aug 10, 2009 |
| Prior Transfer Doc | 0999/1431 |
| Record Updated | Oct 29, 2026 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,000 (+14.29%) Land $48,000 | $96,000 (+14.29%) Land $96,000 | |
| 2025 | $1,360.00 (+1.8%) Homeowner's exemption | $42,000 (+20.34%) Land $42,000 | $84,000 (+20.34%) Land $84,000 |
| 2024 | $1,336.00 (+11.61%) | ||
| 2023 | $34,900 | $69,800 | |
| 2022 | $1,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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