421 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 421 Adams St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	1,056 sqft Living Area
Lot Size	10,116 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2006)
Tax Bill	$4,944.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-260-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
Gross Area	2,112 sqft Gross Area
1st Floor	1,056 sqft 1st Floor
Basement Area	1,056 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch Style
Construction Type	Frame Construction
Lot Area	10,116 sqft (0.232 acres)
Depth X Width	174 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Water Source	Commercial Water Source

Location & Zoning

Street Address	421 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GEORGE L KIRKS SUB LOT 19
Legal Subdivision	GEORGE L KIRKS SUB
Legal Block	4
Legal Lot Number	19
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4016
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-260-019

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 ADAMS ST, ELGIN, IL 60123-7531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2006 · Amount on Record
Deed Sale	Dec 13, 2006 · Amount on Record
Deed Doc Number	2006134762
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000031698
Record Refreshed	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 11, 2023
Property Address	421 ADAMS ST, ELGIN, IL 60123-7531
Document Number	0000031698
Instrument Date	Aug 28, 2023
Instrument	2023K031698
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 ADAMS ST, ELGIN, IL 60123-7531

Mortgage

Document Number	0000031699
Date	Sep 11, 2023
Instrument	2023K031699

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2033

Interest

Rate	6.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,944.00 (+15.81%)
2024		$67,062 (+21.39%) Land $17,499 Building $49,563	$201,267 (+21.44%) Land $52,518 Building $148,748
2022	$4,269.00 (+4.84%) Homeowner's exemption	$55,243 (+6.96%) Land $14,415 Building $40,828	$165,729 (+6.96%) Land $43,245 Building $122,484
2021	$4,072.00 Homeowner's exemption	$51,648 Land $13,477 Building $38,171	$154,944 Land $40,431 Building $114,513