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4300 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4300 Michigan Ave, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 928 sqft · built 1904
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$27,500 (Aug 2009)
Tax Bill$834 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN056-43-10-001.00

Property Details

APN / Parcel Number

Primary APN056-43-10-001.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area928 sqft Finished Area
Gross Area976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4300 MICHIGAN AVE
CityCOVINGTON
StateKY
Zip41015-1655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEDALE LOT 124 25'X 150' ES MICHIGAN AVE
Legal SubdivisionROSEDALE
Legal Lot Number124
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-10-001.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4300 MICHIGAN AVE, COVINGTON, KY 41015-1655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Deed of Trust, Mortgage · Line of Credit
HERITAGE BK
Apr 09, 2019Quit Claim Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2009 · Amount on Record
Deed SaleAug 31, 2009 · Amount on Record
Prior SaleAug 31, 2009 · Amount on Record
Deed Document Number200908 31 059 00092
Deed Book / Page4108 / 81
Last Transfer DateApr 05, 2019
Transfer Doc0005900223
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4300 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number0000000092
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655

Mortgage

Document Number0000000092
DateMay 09, 2019
Book Page0C6656/000319
Instrument92
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 08, 2029
Interest
Rate TypeAdjustable Rate

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateApr 09, 2019
Property Address4300 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number0000000223
Book / Page0C6636 / 000298
Instrument DateApr 05, 2019
Instrument223
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 MICHIGAN AVE COVINGTON KY 410151655, COVINGTON, KY 41015-1655

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (-0.6%)$63,000 (-) Land $10,000 Building $53,000$63,000 (-) Land $10,000 Building $53,000
2023$839.00$63,000 Land $10,000 Building $53,000$63,000 Land $10,000 Building $53,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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