Hernando County property record for 4287 River Birch Dr, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,773 sqft · built 1983 |
| Lot Size | 0.502 acres (21,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Mar 2016) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2641-0001-0110 |
| Primary APN | R09-223-17-2641-0001-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,773 sqft Living Area |
| Gross Area | 3,977 sqft |
| 1st Floor Area | 2,773 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,875 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,213 sqft |
| Deck Area | 210 sqft |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00971425 |
|---|---|
| Street Address | 4287 RIVER BIRCH DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE I BLK 1 LOT 11 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH I |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41502 |
4287 River Birch Dr is owned and occupied by an individual who bought it in March 2016.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 16, 2019 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2016 · Amount on File |
| Deed Sale | Mar 16, 2016 · Amount on File |
| Prior Sale | Feb 3, 1999 · Amount on File |
| Deed Document Number | 201614930 |
| Deed Book / Page | 3342 / 841 |
| Prior Transfer Date | May 24, 2004 |
| Prior Transfer Doc | 0018450851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Document Number | 0040491476 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 4049/1476 |
| Instrument | 2021065991 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037850021 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 3785/0021 |
| Instrument | 2019078769 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4287 RIVER BIRCH DR, SPRING HILL, FL 34607-2512 |
| Document Number | 0038881934 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 3888/1934 |
| Instrument | 2020057533 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4287 River Birch Dr was $460 with a disabled person's exemption, down 0.6% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $460.00 (-0.65%) Disabled Person's exemption | $216,805 | $386,226 Land $48,836 Building $337,390 |
| 2024 | $463.00 | ||
| 2023 | Additional exemption filed | $204,558 (+3%) Land $204,558 | |
| 2022 | $4,384.00 Disabled Person's exemption Veteran's exemption | $198,600 | $369,858 Land $48,836 Building $321,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4287 River Birch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4287 River Birch Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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