4305 Lou Dr, Simi Valley, CA 93063 Property Records

Ventura County property record for 4305 Lou Dr, Simi Valley, CA 93063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1963
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Tax Bill	$7,448 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`626-0-081-285`

Property Details

APN / Parcel Number

Primary APN	`626-0-081-285`
Alternative APN	`6260081085`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	6260081085
Street Address	4305 LOU DR
City	SIMI VALLEY
State	CA
Zip	93063-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4C
Legal Description	LOT: 17 REF: 013MR 039
Legal Subdivision	ESTATES ADDITION TO SANTA SUSANA
Legal Block	81
Legal Lot Number	17
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3007
Census Tract	8002

Owner

4305 Lou Dr is owned and occupied by an individual who acquired it in August 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4305 LOU DR, SIMI VALLEY, CA 93063-2946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage HOMELAND FINANCIAL NETWORK INC HOMELAND FINANCIAL NETWORK INC
Aug 9, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 9, 2019	Quit Claim Deed, Transfer · Conventional with PMI HOMELAND FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019
Deed Sale	Aug 9, 2019
Prior Sale	Nov 30, 2006 · Amount on File
Deed Document Number	201991357
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0000091357
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4305 LOU DR, SIMI VALLEY, CA 93063-2946
Document Number	0000127977
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 LOU DR SIMI VALLEY CA 930632946, SIMI VALLEY, CA 93063-2946

Mortgage

Document Number	0000127977
Date	Aug 20, 2020
Instrument	127977

Lender

Name	HOMELAND FINANCIAL NETWORK INC HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Aug 9, 2019
Property Address	4305 LOU DR, SIMI VALLEY, CA 93063-2946
Document Number	0000091356
Instrument Date	Jul 27, 2019
Instrument	91356
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4305 LOU DR SIMI VALLEY CA 930632946, SIMI VALLEY, CA 93063-2946

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 9, 2019
Property Address	4305 LOU DR, SIMI VALLEY, CA 93063-2946
Document Number	0000091357
Instrument Date	Jul 26, 2019
Instrument	91357
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 LOU DR SIMI VALLEY CA 930632946, SIMI VALLEY, CA 93063-2946

Mortgage

Document Number	91358
Date	Aug 9, 2019
Instrument	91358

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4305 Lou Dr was $7,448 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,615 (+2%) Land $408,601 Building $220,014
2025	$7,448.00 (+1.17%) Homeowner's exemption	$616,290 Land $400,590 Building $215,700
2024	$7,362.00 (+6.34%)
2023	$6,923.00 (+0.26%) Homeowner's exemption	$592,359 Land $385,034 Building $207,325
2022	$6,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4305 Lou Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4305 Lou Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless · Fiber in parts of the area	450 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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