Richland County property record for 430 Upland Trail Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,466 sqft · built 2008 |
| Lot Size | 0.52 acres (22,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,500 (Aug 2007) |
| Tax Bill | $3,618 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-02-13 |
| Primary APN | 25811-02-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,466 sqft Heated Area |
| Gross Area | 4,559 sqft |
| 1st Floor Area | 2,208 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,662 sqft (0.52 acres) |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 146 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01952033 |
|---|---|
| Street Address | 430 UPLAND TRAIL RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | PT LOT 37 112.2X190.6X90.9X200 #PR 1180-3938 |
| Legal Subdivision | GREENHILL PARISH |
| Legal Phase | I |
| Legal Lot Number | 37,112 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11407 |
430 Upland Trail Rd is owned and occupied by two individuals who acquired it in August 2023.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 UPLAND TRAIL RD, ELGIN, SC 29045-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Aug 29, 2023 | Intrafamily Transfer, Transfer |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUORUM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2007 · Amount on File |
| Deed Sale | Aug 7, 2007 · Amount on File |
| Prior Sale | May 8, 2006 · Amount on File |
| Deed Document Number | 200771504 |
| Deed Book / Page | 1345 / 258 |
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 0028612686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 430 UPLAND TRAIL RD, ELGIN, SC 29045-8213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025912277 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 2591/2277 |
| Instrument | 2021012828 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 29, 2023 |
| Property Address | 430 UPLAND TRAIL RD, ELGIN, SC 29045-8213 |
| Document Number | 0028612686 |
| Book / Page | 2861 / 2686 |
| Map Reference | MB 1180 PG 3938 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023037371 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 430 UPLAND TRAIL RD, ELGIN, SC 29045-8213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 430 UPLAND TRAIL RD, ELGIN, SC 29045-8213 |
| Document Number | 2490/2117 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 430 UPLAND TRAIL RD ELGIN SC 290458213, ELGIN, SC 29045-8213 |
| Document Number | 2490/2117 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 002490/002117 |
| Instrument | 22695 |
| Name | QUORUM FCU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 27, 2035 |
The 2025 property tax bill for 430 Upland Trail Rd was $3,618.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 | $13,608 (-96.52%) | $448,100 (-) Land $44,000 Building $404,100 |
| 2024 | $391,200 (+2,774.78%) | $448,100 (+31.72%) Land $44,000 Building $404,100 | |
| 2023 | $3,152.00 | $13,608 | $340,200 |
| 2021 | $3,173.00 | $13,610 | $340,200 Land $40,000 Building $300,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 430 Upland Trail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Upland Trail Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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