Richland County property record for 500 Upland Trail Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,758 sqft · built 2007 |
| Lot Size | 0.364 acres (15,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Aug 2024) |
| Tax Bill | $22,273 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-02-06 |
| Primary APN | 25811-02-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,758 sqft Heated Area |
| Gross Area | 5,243 sqft |
| 1st Floor Area | 2,051 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,867 sqft (0.364 acres) |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 342 sqft |
| Patio Area | 218 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01674628 |
|---|---|
| Street Address | 500 UPLAND TRAIL RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 39 187.2X164.7X50X112.8 #SU GREENHILL PARISH PHASE 1 #PR 499-2204 RB651-1139/1140 |
| Legal Subdivision | GREENHILL PARISH |
| Legal Phase | 1 |
| Legal Lot Number | 39,187 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 UPLAND TRAIL RD, ELGIN, SC 29045-8286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCGLONE MTG |
| Feb 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI ERATES MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Jan 16, 2007 · Amount on Record |
| Deed Document Number | 202437290 |
| Deed Book / Page | 2949 / 3453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 500 UPLAND TRAIL RD, ELGIN, SC 29045-8286 |
| Document Number | 2530/1007 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 500 UPLAND TRAIL RD ELGIN SC 290458286, ELGIN, SC 29045-8286 |
| Document Number | 2530/1007 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 002530/001007 |
| Instrument | 48867 |
| Name | MCGLONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 500 UPLAND TRAIL RD, ELGIN, SC 29045-8286 |
| Document Number | 2208/2215 |
| Book / Page | 002208 / 002215 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 500 UPLAND TRAIL RD ELGIN SC 290458286, ELGIN, SC 29045-8286 |
| Document Number | 2208/2215 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002208/002215 |
| Instrument | 33146 |
| Name | ERATES MTG |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,273.00 (+541.87%) | $15,156 (-) | $680,000 (+79.47%) Land $44,000 Building $636,000 |
| 2023 | $3,470.00 (-0.77%) | $15,156 (-0.03%) | $378,900 (-) |
| 2021 | $3,497.00 | $15,160 | $378,900 Land $40,000 Building $338,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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