Richland County property record for 423 Upland Trail Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,093 sqft · built 2008 |
| Lot Size | 0.776 acres (33,808 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jul 2008) |
| Tax Bill | $4,275 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-01-23 |
| Primary APN | 25811-01-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,093 sqft Heated Area |
| Gross Area | 5,489 sqft |
| 1st Floor Area | 2,269 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,808 sqft (0.776 acres) |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 434 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01675244 |
|---|---|
| Street Address | 423 UPLAND TRAIL RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 29 92.1X168.9X158.1X223.8 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204/2205 RB1446-519 |
| Legal Subdivision | GREENHILL PARISH |
| Legal Phase | 1 |
| Legal Lot Number | 29,92 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11407 |
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on Record |
| Deed Sale | Jul 11, 2008 · Amount on Record |
| Prior Sale | Nov 14, 2005 · Amount on Record |
| Deed Document Number | 200855630 |
| Deed Book / Page | 1446 / 520 |
| Last Transfer Date | Nov 23, 2021 |
| Transfer Doc | 0026903539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 423 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026912545 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 2691/2545 |
| Instrument | 2021078834 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 24, 2021 |
| Property Address | 423 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Document Number | 0026903539 |
| Book / Page | 2690 / 3539 |
| Map Reference | MB 499 PG 2204&2205 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021078385 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,275.00 (+14.95%) | $470,900 (-) | $541,600 (-) Land $44,000 Building $497,600 |
| 2024 | $470,900 (+2,774.85%) | $541,600 (+32.26%) Land $44,000 Building $497,600 | |
| 2023 | $3,719.00 (-0.88%) | $16,380 (-) | $409,500 (-) |
| 2021 | $3,752.00 | $16,380 | $409,500 Land $40,000 Building $369,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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