Richland County property record for 429 Upland Trail Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,749 sqft · built 2006 |
| Lot Size | 0.461 acres (20,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Oct 2018) |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-01-20 |
| Primary APN | 25811-01-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,749 sqft Heated Area |
| Gross Area | 4,915 sqft |
| 1st Floor Area | 2,248 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,093 sqft (0.461 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,072 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01675217 |
|---|---|
| Street Address | 429 UPLAND TRAIL RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 26 99.3X157X143X151.7 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204 RB651-1139/1140 |
| Legal Subdivision | GREENHILL PARISH |
| Legal Phase | 1 |
| Legal Lot Number | 26,99 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FEDERAL CREDIT UNION |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Oct 15, 2018 | Grant Deed, Transfer · VA Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Prior Sale | May 26, 2011 · Amount on Record |
| Deed Document Number | 201874906 |
| Deed Book / Page | 2342 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 12, 2026 |
| Property Address | 429 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Document Number | 0000022722 |
| Book / Page | 3126 / 2314 |
| Instrument Date | May 7, 2026 |
| Instrument | 202622722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 429 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Document Number | 0000022722, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 3126/2314 |
| Instrument | 202622722 |
| Name | PALMETTO CITIZENS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 429 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Document Number | 2518/0929 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 429 UPLAND TRAIL RD ELGIN SC 290458214, ELGIN, SC 29045-8214 |
| Document Number | 2518/0929 |
|---|---|
| Date | Aug 16, 2020 |
| Book Page | 002518/000929 |
| Instrument | 41033 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 15, 2018 |
| Property Address | 429 UPLAND TRAIL RD, ELGIN, SC 29045-8214 |
| Document Number | 2343/0460 |
| Book / Page | 002343 / 000460 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 74906 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 429 UPLAND TRAIL RD ELGIN SC 290458214, ELGIN, SC 29045-8214 |
| Document Number | 2343/0464 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 002343/000464 |
| Instrument | 74907 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,853.00 (+14.84%) | $440,730 (+20.75%) | |
| 2023 | $3,355.00 (-0.74%) | ||
| 2021 | $3,380.00 | $14,600 | $365,000 Land $40,000 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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