426 Upland Trail Rd, Elgin, SC 29045 Property Records

Richland County property record for 426 Upland Trail Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,115 sqft · built 2007
Lot Size	0.595 acres (25,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jun 2007)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25811-02-03`

Property Details

APN / Parcel Number

Primary APN	`25811-02-03`
Alternative APNs	`R25811-02-03` `01674593`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,115 sqft Heated Area
Gross Area	5,370 sqft
1st Floor Area	2,505 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,948 sqft (0.595 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	460 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01674593
Street Address	426 UPLAND TRAIL RD
City	ELGIN
State	SC
Zip	29045-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 36 131.9X200X102X200 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204/2205
Legal Subdivision	GREENHILL PARISH
Legal Phase	1
Legal Lot Number	36,131
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2017
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 UPLAND TRAIL RD, ELGIN, SC 29045-8213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Prior Sale	Feb 10, 2006 · Amount on Record
Deed Document Number	200748620
Deed Book / Page	1319 / 3100
Last Transfer Date	Jun 7, 2024
Transfer Doc	0029311940
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	426 UPLAND TRAIL RD, ELGIN, SC 29045-8213
Document Number	2547/2078
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 UPLAND TRAIL RD ELGIN SC 290458213, ELGIN, SC 29045-8213

Mortgage

Document Number	2547/2078
Date	Nov 1, 2020
Book Page	002547/002078
Instrument	59750

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00 (+14.94%)	$16,032 (-96.52%)	$511,900 (-) Land $44,000 Building $467,900
2024		$460,900 (+2,774.88%)	$511,900 (+27.72%) Land $44,000 Building $467,900
2023	$3,647.00 (-0.87%)	$16,032 (+0.01%)	$400,800 (-)
2021	$3,679.00	$16,030	$400,800 Land $40,000 Building $360,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20