430 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 430 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,060 sqft · built 2022
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Aug 2026)
Tax Bill	$4,245 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045A093`

Property Details

APN / Parcel Number

Primary APN	`045A093`
Alternative APN	`6297274`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	1,622 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	430 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L35 LONG FERRY FARMS SEC2
Legal Subdivision	LONG FERRY FARMS
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1006
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BULLER RIVER DEVELOPMENT PARTNERS
May 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CASKEY PROPERTIES LLC
Feb 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Book / Page	1489 / 39
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	0011430470
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 14, 2026
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	1489000039
Book / Page	1489 / 39
Instrument Date	Aug 11, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number	1489000040,
Date	Aug 14, 2026
Book Page	1489/40

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 4, 2026
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	1488000384
Book / Page	1488 / 384
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 11, 2022
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0014110588
Book / Page	1411 / 588
Map Reference	MB 9995 PG 2167
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 CHERRY RD UNIT 3234, 725, ROCK HILL, SC 29732-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number	0001411589
Date	Oct 11, 2022
Instrument	1411/589

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 10, 2022
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0014010743
Book / Page	1401 / 743
Map Reference	MB 9995 PG 2167
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 KINGSLEY PARK DR # DR110, 234, FORT MILL, SC 29715-6468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 CHERRY RD UNIT 3234, 3234, ROCK HILL, SC 29732-0184

Mortgage

Document Number	0001401744
Date	May 10, 2022
Instrument	1401/744

Lender

Name	BULLER RIVER DEVELOPMENT PARTNERS
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 21, 2021
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0013750555
Book / Page	1375 / 555
Map Reference	MB 9995 PG 2167
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5935 WATERELM LN, 5935, CHARLOTTE, NC 28269-9167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 TEXTILE WAY STE 102, 102, FORT MILL, SC 29715-4550
Investor	Possibly a Property Investor

Mortgage

Document Number	0001375556
Date	May 21, 2021
Instrument	1375/556

Lender

Name	CASKEY PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 21, 2020
Property Address	430 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0013430871
Book / Page	001343 / 000871
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5935 WATERELM LN CHARLOTTE NC 282699167, CHARLOTTE, NC 28269-9167

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,245.00	$375,718 (-) Land $42,500 Building $333,218	$375,718 (-) Land $42,500 Building $333,218
2025	$4,245.00 (+9.49%)	$375,718 (+9.5%) Land $42,500 Building $333,218
2023	$3,877.00	$343,128 Land $42,500 Building $300,628	$375,718 Land $42,500 Building $333,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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