440 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 440 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 2024
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$387,500 (Apr 2025)
Tax Bill	$3,229 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045A092`

Property Details

APN / Parcel Number

Primary APN	`045A092`
Alternative APN	`6244465`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	440 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.28AC L34
Legal Subdivision	LONG FERRY FARMS SECTION TWO
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1006
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage ERFEN JAQUEZ ETUX
May 27, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 19, 2024	Warranty Deed, Transfer
Oct 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Apr 19, 2024 · Amount on Record
Deed Book / Page	1459 / 692
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number	0014690532
Date	Sep 24, 2025
Book Page	1469/532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	11.5%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MEADOW AVE NE, CONCORD, NC 28025-3359

Mortgage

Document Number	0014420362
Date	May 17, 2024
Book Page	1442/362

Lender

Name	ERFEN JAQUEZ ETUX
Type	Private Party
Address	2631 RAWHIDE CT NW, CONCORD, NC 28027

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 1, 2025

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	May 27, 2026
Property Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	1483000818
Book / Page	1483 / 818
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number	1483000818,
Date	May 27, 2026
Book Page	1483/818

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 19, 2024
Property Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0014400775
Book / Page	1440 / 775
Map Reference	MB 9995 PG 2167
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6061 BUCKINGHAM DR, BENSALEM, PA 19020-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MEADOW AVE NE, CONCORD, NC 28025-3359

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 9, 2020
Property Address	440 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number	0013580357
Book / Page	001358 / 000357
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6061 BUCKINGHAM DR BENSALEM PA 190202242, BENSALEM, PA 19020-2242

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,229.00 (+2.64%)	$285,752 (+2.62%) Land $42,500 Building $243,252	$285,752 (+2.62%) Land $42,500 Building $243,252
2025	$3,146.00 (+671.08%)	$278,454 (+670.81%) Land $42,500 Building $235,954
2023	$408.00	$36,125 Land $36,125	$278,454 Land $42,500 Building $235,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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