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420 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 420 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,322 sqft · built 2001
Lot Size2.47 acres (107,593 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Sep 2023)
Tax Bill$7,370 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045A094

Property Details

APN / Parcel Number

Primary APN045A094
Alternative APN
  • 24265

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,322 sqft Living Area
1st Floor Area3,155 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Lot Area107,593 sqft (2.47 acres)
Garage Area1,032 sqft
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address420 STEEPLE CHASE TRL
CitySALISBURY
StateNC
Zip28144-8526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20:SINGLE
Legal Description2.47AC L36 & 37
Legal SubdivisionLONG FERRY FARMS SECTION TWO
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1006
Census Tract50700

Owner

Source: Rowan County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Re-recorded Document · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 8, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2023Intrafamily Transfer, Transfer
Jun 29, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleSep 8, 2023 · Amount on Record
Deed Document Number2023
Deed Book / Page1429 / 403
Prior Transfer DateJun 29, 2023
Prior Transfer Doc0014250703
Record UpdatedJun 8, 2026

September 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionROWAN NC
Recording DateSep 11, 2023
Property Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number0014290403
Book / Page1429 / 403
Map ReferenceMB 9995 PG 2167
Instrument DateSep 5, 2023
Record UpdatedFeb 8, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1518 N MAIN ST, SALISBURY, NC 28144-2926

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number0014290404
DateSep 11, 2023
Book Page1429/404
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 8, 2023
Property Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number0014290396
Book / Page1429 / 396
Map ReferenceMB 9995 PG 2167
Instrument DateSep 5, 2023
Transaction TypeTransfer
Record UpdatedFeb 8, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address151S N MAIN ST, SALISBURY, NC 28144-4304

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Mortgage

Document Number0001429397
DateSep 8, 2023
Instrument1429/397
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateJun 29, 2023
Property Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number0014250703
Book / Page1425 / 703
Map ReferenceMB 9995 PG 2167
Instrument DateJun 29, 2023
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateJun 29, 2023
Property Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526
Document Number0014250703
Book / Page1425 / 703
Map ReferenceMB 9995 PG 2167
Instrument DateJun 29, 2023
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,370.00 (+16.26%)$652,297 (+16.28%) Land $63,750 Building $588,547
2023$6,339.00 (+10.49%)$560,982 (+28.32%) Land $42,500 Building $518,482$652,297 (+49.21%) Land $63,750 Building $588,547
2022$5,737.00$437,158 Land $33,500 Building $403,658$437,158 Land $33,500 Building $403,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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