Rowan County property record for 400 Steeple Chase Trl, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,636 sqft · built 1997 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Aug 1996) |
| Tax Bill | $4,656 (2023) |
| Deeds & Mortgages | Sep 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045A087 |
| Primary APN | 045A087 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 2,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 512 sqft |
| Storage Building | 320 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 609496250 |
|---|---|
| Street Address | 400 STEEPLE CHASE TRL |
| City | SALISBURY |
| State | NC |
| Zip | 28144-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20:SINGLE FAM-20 |
| Legal Description | 1.29AC L29 |
| Legal Subdivision | LONG FERRY FARMS SEC 2 |
| Legal Lot Number | 29 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50700 |
Source: Rowan County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 400 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 1996 · Amount on Record |
| Deed Sale | Aug 29, 1996 · Amount on Record |
| Deed Document Number | 0000779592 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 400 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 400 STEEPLE CHASE TRL, SALISBURY, NC 28144-8526 |
| Document Number | 0014100968 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 1410/968 |
| Name | FNC TITLE SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKVILLE, MD 20850 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.72% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,656.00 | $412,062 Land $42,500 Building $369,562 | $412,062 Land $42,500 Building $369,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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