435 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 435 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,558 sqft · built 1992
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual on Record
Last Sale	$315,000 (Dec 2022)
Tax Bill	$4,055 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045A083`

Property Details

APN / Parcel Number

Primary APN	`045A083`
Alternative APN	`6329335`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	2,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	77,972 sqft (1.79 acres)
Garage Area	858 sqft
Porch	Porch
Porch Area	396 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6329335
Street Address	435 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE FAM-20
Legal Description	1.79AC L25
Legal Subdivision	LONG FERRY FARMS SEC 02
Legal Lot Number	25
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1011
Census Tract	50700

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	435 STEEPLE CHASE TRL, SALISBURY, NC 28144-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	0001414788
Deed Book / Page	1414 / 788
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	435 STEEPLE CHASE TRL, SALISBURY, NC 28144-8515
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 STEEPLE CHASE TRL, SALISBURY, NC 28144-8515

Mortgage

Document Number	0014690185
Date	Sep 17, 2025
Book Page	1469/185

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 6, 2022
Property Address	435 STEEPLE CHASE TRL, SALISBURY, NC 28144-8515
Document Number	0014140788
Book / Page	1414 / 788
Map Reference	MB 9995 PG 2167
Instrument Date	Dec 6, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CROSS DR, SALISBURY, NC 28146-6013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 STEEPLE CHASE TRL, SALISBURY, NC 28144-8515

Mortgage

Document Number	0001414789
Date	Dec 6, 2022
Instrument	1414/789

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,055.00	$358,857 Land $42,500 Building $316,357	$358,857 Land $42,500 Building $316,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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