Pinellas County property record for 430 Richmond St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,058 sqft · built 1945 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (Dec 2009) |
| Tax Bill | $648 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-3785-8 |
| Primary APN | C62-000-743-3785-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 1,362 sqft |
| 1st Floor Area | 1,058 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 115 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R372884 |
|---|---|
| Street Address | 430 RICHMOND ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIRGINIA PARK BLK C, LOT 19 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | VIRGINIA PARK |
| Legal Tract | 94446 |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 27000 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| May 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2009 · Amount on Record |
| Deed Sale | Dec 29, 2009 · Amount on Record |
| Prior Sale | Mar 21, 2003 · Amount on Record |
| Deed Document Number | 2009341350 |
| Deed Book / Page | 16789 / 1120 |
| Transfer Doc | 0102200940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 430 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 780 SAMANTHA DR, PALM HARBOR, FL 34683-6200 |
| Document Number | 0227771952 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 22777/1952 |
| Instrument | 2024104579 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 430 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 430 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Document Number | 0224350095 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 22435/95 |
| Instrument | 2023121259 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $648.00 (+31.98%) Homeowner's exemption | $78,385 (+33.12%) | $401,486 (+23.12%) Land $256,329 Building $145,157 |
| 2024 | $491.00 (+0.2%) | ||
| 2023 | $490.00 (+1.45%) Homeowner's exemption | $58,883 (+3%) | $326,098 (+30.94%) Land $244,565 Building $81,533 |
| 2022 | $483.00 Homeowner's exemption | $57,168 | $249,049 Land $188,984 Building $60,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures