413 Richmond St, Dunedin, FL 34698 Property Records

Pinellas County property record for 413 Richmond St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,300 sqft · built 1986
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2020)
Tax Bill$7,983 (2025)
Deeds & MortgagesMay 2019 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-743-3792-4

Property Details

APN / Parcel Number

Primary APNC62-000-743-3792-4
Alternative APNs
  • 34-28-15-94446-004-0050
  • 152834944460040050
  • R372891

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,300 sqft Heated Area
1st Floor Area1,300 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleDome
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,050 sqft (0.138 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area154 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR372891
Old Parcel Number152834944460040050
Street Address413 RICHMOND ST
CityDUNEDIN
StateFL
Zip34698-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIRGINIA PARK BLK D, LOT 5
Legal Range15
Legal Township28
Legal Section34
Legal SubdivisionVIRGINIA PARK
Legal BlockD
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2025
Census Tract27000

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address413 RICHMOND ST, DUNEDIN, FL 34698-7935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleSep 27, 2016 · Amount on Record
Deed Document Number2020250482
Deed Book / Page21132 / 2252
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address413 RICHMOND ST, DUNEDIN, FL 34698-7935
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205511090
DateMay 24, 2019
Book Page20551/1090
Instrument2019163900
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 21, 2020
Property Address413 RICHMOND ST, DUNEDIN, FL 34698-7935
Document Number0211322252
Book / Page21132 / 2252
Map ReferenceMB 14 PG 9
Instrument DateAug 20, 2020
Instrument2020250482
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTITLE TOWN PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address366 DURHAM CT # 1482, 366, DUNEDIN, FL 34698-8306

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RICHMOND ST, DUNEDIN, FL 34698-7935

Mortgage

Document Number0211322254
DateAug 21, 2020
Instrument21132/2254
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,983.00 (+19.35%)$520,288 (+14.38%)$520,288 (+14.38%) Land $255,971 Building $264,317
2023$6,689.00 (+15.35%)$454,862 (+26.4%)$454,862 (+26.4%) Land $251,495 Building $203,367
2022$5,799.00$359,861$359,861 Land $205,460 Building $154,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA9 of 25
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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