Pinellas County property record for 437 Richmond St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,168 sqft · built 1997 |
| Lot Size | 0.138 acres (6,050 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $125,000 (Sep 2003) |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-3795-7 |
| Primary APN | C62-000-743-3795-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,168 sqft Heated Area |
| 1st Floor Area | 1,168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.138 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R372894 |
|---|---|
| Old Parcel Number | 152834944460040090 |
| Street Address | 437 RICHMOND ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIRGINIA PARK BLK D, LOT 9 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 34 |
| Legal Subdivision | VIRGINIA PARK |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 27000 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 437 RICHMOND ST, DUNEDIN, FL 34698-7935 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2003 · Amount on Record |
| Deed Sale | Sep 18, 2003 · Amount on Record |
| Prior Sale | Aug 12, 2003 |
| Deed Document Number | 0130782078 |
| Deed Book / Page | 13078 / 2078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 437 RICHMOND ST, DUNEDIN, FL 34698-7935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 437 RICHMOND ST, DUNEDIN, FL 34698-7935 |
| Document Number | 0226942183 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 22694/2183 |
| Instrument | 2024027629 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 437 RICHMOND ST, DUNEDIN, FL 34698-7935 |
| Document Number | 0206371906 |
| Instrument Date | Jul 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 437 RICHMOND ST DUNEDIN FL 346987935, DUNEDIN, FL 34698-7935 |
| Document Number | 0206371906 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 020637/001906 |
| Instrument | 243952 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2034 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,488.00 (+9.65%) Homeowner's exemption | $126,081 (+5.99%) | $488,636 (+14.31%) Land $255,650 Building $232,986 |
| 2023 | $1,357.00 (+4.06%) Homeowner's exemption | $118,959 (+3%) | $427,459 (+29.43%) Land $250,016 Building $177,443 |
| 2022 | $1,304.00 Homeowner's exemption | $115,494 | $330,273 Land $200,524 Building $129,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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