Pinellas County property record for 442 Richmond St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1928 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,900 (Apr 2020) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-3783-3 |
| Primary APN | C62-000-743-3783-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,008 sqft |
| 1st Floor Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 115 ft deep x 55 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 200 sqft |
| Patio Area | 450 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R372882 |
|---|---|
| Street Address | 442 RICHMOND ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIRGINIA PARK BLK C, LOT 17 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | VIRGINIA PARK |
| Legal Tract | 94446 |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 27000 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 442 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 15, 2017 | Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Prior Sale | Feb 15, 2017 · Amount on Record |
| Deed Document Number | 2020114410 |
| Deed Book / Page | 20953 / 2298 |
| Prior Transfer Date | Aug 21, 1995 |
| Prior Transfer Doc | 9086000193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 442 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0212080207 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 21208/207 |
| Instrument | 2020307048 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 6, 2020 |
| Property Address | 442 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Document Number | 0209532298 |
| Book / Page | 20953 / 2298 |
| Map Reference | MB 14 PG 9 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 2020114410 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,274.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 BATES AVE, 205, INDIAN ROCKS BEACH, FL 33785-3705 |
| Name | Verified Name |
|---|---|
| Address | 442 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Document Number | 0209532300 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 20953/2300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 15, 2017 |
| Property Address | 442 RICHMOND ST, DUNEDIN, FL 34698-7934 |
| Document Number | 0195211196 |
| Book / Page | 019521 / 001196 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 50711 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,533.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1106 PARK AVE #1L HOBOKEN NJ 070304386, 1L, HOBOKEN, NJ 07030-4386 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (+14.65%) Homeowner's exemption | $237,683 (+12.99%) | $497,454 (+17.45%) Land $255,619 Building $241,835 |
| 2024 | $3,011.00 (+1.79%) | ||
| 2023 | $2,958.00 (+20.1%) Homeowner's exemption | $210,349 (+16.08%) | $423,543 (+32.39%) Land $242,340 Building $181,203 |
| 2022 | $2,463.00 Homeowner's exemption | $181,214 | $319,930 Land $199,890 Building $120,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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