409 Richmond St, Dunedin, FL 34698 Property Records

Pinellas County property record for 409 Richmond St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 850 sqft · built 1958
Lot Size0.157 acres (6,839 sqft)
OwnerCompany Name on Record
Last Sale$520,000 (Mar 2024)
Tax Bill$7,392 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC62-000-743-3791-6

Property Details

APN / Parcel Number

Primary APNC62-000-743-3791-6
Alternative APNs
  • 34-28-15-94446-004-0040
  • 281534944460040040
  • 152834944460040040
  • R372890

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area850 sqft Living Area
Gross Area1,212 sqft
1st Floor Area850 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,839 sqft (0.157 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage TypeCarport
Garage Area96 sqft
CarportCarport
Carport Area96 sqft
PorchPatio
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR372890
Street Address409 RICHMOND ST
CityDUNEDIN
StateFL
Zip34698-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIRGINIA PARK BLK D, LOT 4
Legal Range15E
Legal Township28S
Legal Section34
Legal SubdivisionVIRGINIA PARK
Legal Tract94446
Legal BlockD
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2025
Census Tract27000

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address700 BEECHWOOD RD, LOUISVILLE, KY 40207-7002
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 5, 2018Personal Representative Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO
Sep 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 5, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Prior SaleSep 5, 2018 · Amount on Record
Deed Document Number202457709
Deed Book / Page22726 / 1381
Prior Transfer DateSep 4, 2018
Prior Transfer Doc0201932272
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 7, 2024
Property Address409 RICHMOND ST, DUNEDIN, FL 34698-7935
Document Number0227261381
Book / Page22726 / 1381
Map ReferenceMB 14 PG 9
Instrument DateFeb 26, 2024
Instrument2024057709
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyPLATINUM NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address67 ORMOND AVE, ASHEVILLE, NC 28806-2533

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 BEECHWOOD RD, LOUISVILLE, KY 40207-7002

Mortgage

Document Number0227261383
DateMar 7, 2024
Instrument22726/1383
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address409 RICHMOND ST, DUNEDIN, FL 34698-7935
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0211122614
DateAug 7, 2020
Book Page21112/2614
Instrument2020235230
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

September 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionPINELLAS FL
Recording DateSep 5, 2018
Property Address409 RICHMOND ST, DUNEDIN, FL 34698-7935
Document Number0201932270
Book / Page20193 / 2270
Map ReferenceMB 14 PG 9
Instrument DateSep 4, 2018
Instrument2018284283
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 ERIC DR, 43, UXBRIDGE, MA 01569-1457

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 RICHMOND ST, DUNEDIN, FL 34698-7935

Mortgage

Document Number2018284285
DateSep 5, 2018
Instrument2018284285
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateSep 5, 2018
Property Address409 RICHMOND ST, DUNEDIN, FL 34698-7935
Document Number0201932272
Book / Page020193 / 002272
Instrument DateAug 30, 2018
Instrument284284
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 RICHMOND ST DUNEDIN FL 346987935, DUNEDIN, FL 34698-7935

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionPINELLAS FL
Recording DateSep 5, 2018
Property Address409 RICHMOND ST, DUNEDIN, FL 34698-7935
Document Number0201932266
Book / Page020193 / 002266
Instrument DateAug 30, 2018
Instrument284281
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 RICHMOND ST DUNEDIN FL 346987935, DUNEDIN, FL 34698-7935

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,392.00 (+49.48%)$420,000 (+18.68%) Land $286,266 Building $133,734$420,000 (+18.68%) Land $286,266 Building $133,734
2023$4,945.00 (+17.26%)$353,896 (+30.91%)$353,896 (+30.91%) Land $269,955 Building $83,941
2022$4,217.00$270,332$270,332 Land $211,200 Building $59,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA9 of 25
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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