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430 Oak St, Ada, OH 45810 Property Records

Hardin County property record for 430 Oak St, Ada, OH 45810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,434 sqft · built 2014
Lot Size0.454 acres (19,800 sqft)
OwnerIndividual Name on Record
Last Sale$28,000 (May 2010)
Tax Bill$5,739 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-200127.0000

Property Details

APN / Parcel Number

Primary APN25-200127.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,434 sqft Living Area
1st Floor Area2,434 sqft
Basement Area2,434 sqft
Unfinished Basement2,434 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area19,800 sqft (0.454 acres)
Lot Dimensions165 ft deep x 120 ft wide
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address430 OAK ST
CityADA
StateOH
Zip45810-1677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAYS SUB TRACT 1 LOT 22
Legal SubdivisionHAYS SUB
Legal Tract1
Legal Lot Number22
JurisdictionHARDIN OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2027
Census Tract402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 OAK ST, ADA, OH 45810-1677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2010 · Amount on Record
Deed SaleMay 18, 2010 · Amount on Record
Prior SaleNov 5, 2004 · Amount on Record
Deed Document Number201058781
Deed Book / Page492 / 128
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN OH
Property Address430 OAK ST, ADA, OH 45810-1677
Transaction TypeMortgage
Record UpdatedMay 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number556/525
DateApr 17, 2020
Book Page556/525
Instrument202000001124
Lender
NameLIBERTY NATIONAL BANK
TypeBank
AddressKENTON, OH 43326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAda Village
CountyHardin County
County SubdivisionLiberty Township
Unified School DistrictAda Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,739.00 (+0.44%)$124,070 (-) Land $13,230 Building $110,840
2024$5,714.00 (-0.03%) Homeowner's exemption$124,070 (-) Land $13,230 Building $110,840
2023$5,716.00 (+3.23%) Homeowner's exemption$124,070 (+20.41%) Land $13,230 Building $110,840$354,490 (+20.41%) Land $37,800 Building $316,690
2022$5,537.00 Homeowner's exemption$103,040 Land $13,890 Building $89,150
2020$294,400 Land $39,690 Building $254,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA VILLAGE
serves 5,334 people · EPA ID OH3300012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100

May also be available: Watch TV.

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