429 Oak St, Ada, OH 45810 Property Records

Hardin County property record for 429 Oak St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,282 sqft · built 1996
Lot Size	0.355 acres (15,500 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Aug 2016)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-200132.0000`

Property Details

APN / Parcel Number

Primary APN	`25-200132.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,500 sqft (0.355 acres)
Lot Dimensions	155 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 OAK ST
City	ADA
State	OH
Zip	45810-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYS SUB TRACT 1 LOT 26
Legal Subdivision	HAYS SUB
Legal Tract	1
Legal Lot Number	26
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2032
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	429 OAK ST, ADA, OH 45810-1675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	201686027
Deed Book / Page	538 / 971
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	429 OAK ST, ADA, OH 45810-1675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUPERIOR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	558/4213
Date	Nov 23, 2020
Book Page	558/4213
Instrument	202000004143

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	429 OAK ST, ADA, OH 45810-1675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUPERIOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557/704
Date	Jul 9, 2020
Book Page	557/704
Instrument	202000002286

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	3.99%
Index	1-Year CMT
Max Rate	7.99%

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 (+1.2%)	$89,110 (-) Land $10,710 Building $78,400
2024	$3,509.00 (+0.54%)	$89,110 (-) Land $10,710 Building $78,400
2023	$3,490.00 (+4.15%)	$89,110 (+19.66%) Land $10,710 Building $78,400	$254,600 (+19.66%) Land $30,600 Building $224,000
2022	$3,351.00	$74,470 Land $11,250 Building $63,220
2020			$212,770 Land $32,140 Building $180,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

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