Hardin County property record for 422 Oak St, Ada, OH 45810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,900 sqft · built 1996 |
| Lot Size | 0.416 acres (18,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Oct 2020) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-200126.0000 |
| Primary APN | 25-200126.0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 18,150 sqft (0.416 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 422 OAK ST |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810-1677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAYS SUB TRACT 1 LOT 21 |
| Legal Subdivision | HAYS SUB |
| Legal Tract | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
Source: Hardin County records · APN 25-200126.0000
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 OAK ST, ADA, OH 45810-1677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2024 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Oct 02, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF |
| May 04, 2018 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2020 · Amount on Record |
| Deed Sale | Oct 02, 2020 · Amount on Record |
| Prior Sale | Mar 15, 1996 · Amount on Record |
| Deed Document Number | 20203419 |
| Deed Book / Page | 558 / 473 |
| Prior Transfer Date | Oct 31, 2017 |
| Prior Transfer Doc | 00549/4389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 422 OAK ST, ADA, OH 45810-1677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 422 OAK ST, ADA, OH 45810-1677 |
| Document Number | 00569/4951 |
|---|---|
| Date | Jan 04, 2024 |
| Book Page | 569/4951 |
| Instrument | 2024000027 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | 102 S MAIN ST, BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 87 Months |
| Due | Apr 20, 2031 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Oct 02, 2020 |
| Property Address | 422 OAK ST, ADA, OH 45810-1677 |
| Document Number | 000558/473 |
| Book / Page | 558 / 473 |
| Map Reference | MB E PG 343 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 202000003419 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 422 OAK ST, ADA, OH 45810-1677 |
| Document Number | 202000003420 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 202000003420 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | May 04, 2018 |
| Property Address | 422 OAK ST, ADA, OH 45810-1677 |
| Document Number | 00549/4389 |
| Book / Page | 549 / 4389 |
| Map Reference | VOL 159 PG 359 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201800001318 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 HAYS AVE, ADA, OH 45810-1687 |
Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Ada Village |
| County | Hardin County |
| County Subdivision | Liberty Township |
| Unified School District | Ada Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 (+1.2%) | $82,050 (-) Land $12,130 Building $69,920 | |
| 2024 | $3,164.00 (+0.6%) Homeowner's exemption | $82,050 (-) Land $12,130 Building $69,920 | |
| 2023 | $3,145.00 (+7.82%) Homeowner's exemption | $82,050 (+24.11%) Land $12,130 Building $69,920 | $234,430 (+24.12%) Land $34,660 Building $199,770 |
| 2022 | $2,917.00 Homeowner's exemption | $66,110 Land $12,730 Building $53,380 | |
| 2020 | $188,880 Land $36,370 Building $152,510 |
Source: FEMA National Flood Hazard Layer, Hardin County (39065C), updated July 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 15% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| HDER Link | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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