Hardin County property record for 414 Oak St, Ada, OH 45810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft · built 1995 |
| Lot Size | 0.635 acres (27,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Apr 2023) |
| Tax Bill | $2,697 (2025) |
| Deeds & Mortgages | Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-200125.0000 |
| Primary APN | 25-200125.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 27,690 sqft (0.635 acres) |
| Lot Dimensions | 195 ft deep x 142 ft wide |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 414 OAK ST |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810-1677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAYS SUB TRACT 1 LOT 20 |
| Legal Subdivision | HAYS SUB |
| Legal Tract | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
414 Oak St is owned and occupied by an individual who bought it in April 2023.
Source: Hardin County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 OAK ST, ADA, OH 45810-1677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Prior Sale | Dec 3, 2008 · Amount on File |
| Deed Document Number | 2023939 |
| Deed Book / Page | 567 / 3770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Apr 11, 2023 |
| Property Address | 414 OAK ST, ADA, OH 45810-1677 |
| Document Number | 00567/3770 |
| Book / Page | 567 / 3770 |
| Map Reference | MB E PG 343 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023000939 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 OAK ST, ADA, OH 45810-1677 |
The 2025 property tax bill for 414 Oak St was $2,697 with a homeowner's exemption, up 1.2% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Ada Village |
| County | Hardin County |
| County Subdivision | Liberty Township |
| Unified School District | Ada Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (+1.2%) | $69,040 (-) Land $16,700 Building $52,340 | |
| 2024 | $2,665.00 (-1.62%) Homeowner's exemption | $69,040 (-) Land $16,700 Building $52,340 | |
| 2023 | $2,709.00 (+4.39%) | $69,040 (+17.45%) Land $16,700 Building $52,340 | $197,250 Land $47,710 Building $149,540 |
| 2022 | $2,595.00 Homeowner's exemption | $58,780 Land $17,540 Building $41,240 | |
| 2020 | $167,940 Land $50,110 Building $117,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA VILLAGE serves 5,334 people · EPA ID OH3300012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
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