406 Oak St, Ada, OH 45810 Property Records

Hardin County property record for 406 Oak St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1996
Lot Size	0.697 acres (30,394 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 1996)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-200124.0000`

Property Details

APN / Parcel Number

Primary APN	`25-200124.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,394 sqft (0.697 acres)
Lot Dimensions	334 ft deep x 91 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 OAK ST
City	ADA
State	OH
Zip	45810-1677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYS SUB TRACT 1 LOT 19
Legal Subdivision	HAYS SUB
Legal Tract	1
Legal Lot Number	19
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2027
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 OAK ST, ADA, OH 45810-1677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Affidavit of Death of Joint Tenant, Transfer
Sep 4, 2025	Affidavit of Death of Joint Tenant, Transfer
Sep 4, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 1996 · Amount on Record
Deed Sale	Jul 11, 1996 · Amount on Record
Prior Sale	Oct 24, 1995
Last Transfer Date	Sep 4, 2025
Transfer Doc	00575/1531
Record Updated	Sep 20, 2026

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HARDIN OH
Recording Date	Jan 20, 2026
Property Address	406 OAK ST, ADA, OH 45810-1677
Document Number	00576/3791
Book / Page	576 / 3791
Map Reference	MB E PG 343
Instrument Date	Jan 20, 2026
Instrument	2026000184
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HARDIN OH
Recording Date	Sep 4, 2025
Property Address	406 OAK ST, ADA, OH 45810-1677
Document Number	00575/1531
Book / Page	575 / 1531
Map Reference	MB E PG 343
Instrument Date	Aug 29, 2025
Instrument	2025002644
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 4, 2025
Property Address	406 OAK ST, ADA, OH 45810-1677
Document Number	00575/1534
Book / Page	575 / 1534
Map Reference	MB E PG 343
Instrument Date	Aug 29, 2025
Instrument	2025002645
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (+0.68%)	$70,420 (-) Land $11,560 Building $58,860
2024	$2,350.00 (-0.47%) Homeowner's exemption Senior Citizen's exemption	$70,420 (-) Land $11,560 Building $58,860
2023	$2,361.00 (+6.83%) Homeowner's exemption Senior Citizen's exemption	$70,420 (+20.25%) Land $11,560 Building $58,860	$201,200 (+20.25%) Land $33,030 Building $168,170
2022	$2,210.00 Homeowner's exemption Senior Citizen's exemption	$58,560 Land $12,140 Building $46,420
2020			$167,320 Land $34,690 Building $132,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile.

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